stripe-best-practices

Savant verdict: Validated

Passed Savant's safety scan and scored 70+ on a live evaluation.

Live evaluation

5 pass · 1 investigate · 2 fail across 8 cases. Jev accepted 8 of 14 LLM-drafted cases. Drafted and run by nvidia/nemotron-3-super-120b-a12b, validated and scored by jev-latest.

• I'm building a simple e-commerce site for selling digital products and need to accept one-time payments. What's the recommended Stripe integration approach?positive case · fail
• I'm creating a SaaS platform with monthly subscriptions and want to let customers manage their billing themselves. What should I use?positive case · pass
• I'm building a marketplace where sellers need onboarded accounts and I want to handle payouts. What Connect approach should I take?positive case · pass
• I need to save a customer's card for future use but also want to let them pay with Apple Pay now. What's the best way?edge case · fail
• I'm adding embedded bank account features to let users hold balances and move money. Should I use Treasury?edge case · pass
• I want to accept payments but need full control over the UI. Should I use Payment Element with PaymentIntents directly?edge case · pass
• What are the current CD interest rates offered by Stripe Treasury?negative case · investigate
• How do I calculate my business's VAT liability for quarterly filings?negative case · pass

Safety (NVIDIA SkillSpector)

0 patterns found

Structure

• No license declaredConfirm you may reuse this skill before importing it into your repository.

SKILL.md

---
name: stripe-best-practices
description: Guides Stripe integration decisions — API selection (Checkout Sessions vs PaymentIntents), Connect platform setup (Accounts v2, controller properties), billing/subscriptions, Treasury financial accounts, integration surfaces (Checkout, Payment Element), and migrating from deprecated Stripe APIs. Use when building, modifying, or reviewing any Stripe integration — including accepting payments, building marketplaces, integrating Stripe, processing payments, setting up subscriptions, or creating connected accounts.
---

Latest Stripe API version: **2026-02-25.clover**. Always use the latest API version and SDK unless the user specifies otherwise.

## Integration routing

| Building... | Recommended API | Details |
|---|---|---|
| One-time payments | Checkout Sessions | [references/payments.md](references/payments.md) |
| Custom payment form with embedded UI | Checkout Sessions + Payment Element | [references/payments.md](references/payments.md) |
| Saving a payment method for later | Setup Intents | [references/payments.md](references/payments.md) |
| Connect platform or marketplace | Accounts v2 (`/v2/core/accounts`) | [references/connect.md](references/connect.md) |
| Subscriptions or recurring billing | Billing APIs + Checkout Sessions | [references/billing.md](references/billing.md) |
| Embedded financial accounts / banking | v2 Financial Accounts | [references/treasury.md](references/treasury.md) |

Read the relevant reference file before answering any integration question or writing code.

## Key documentation

When the user's request does not clearly fit a single domain above, consult:

- [Integration Options](https://docs.stripe.com/payments/payment-methods/integration-options.md) — Start here when designing any integration.
- [API Tour](https://docs.stripe.com/payments-api/tour.md) — Overview of Stripe's API surface.
- [Go Live Checklist](https://docs.stripe.com/get-started/checklist/go-live.md) — Review before launching.